Business Loans and Financing

We are finally back in full effect helping your business grow and succeed!

NTA is offering the following business loan programs:

Working Capital Loans

Fast and minimal paperwork required; helps build business credit


Equipment Loans

Trucks, Trailers, Reefers, Car haulers, and more

Business Lines of Credit

Only pay interest on the funds you draw from the LOC


SBA Financing

 Great for refinancing other high-interest rates or/and want lower monthly payments


Our popular business funding program "Simple Line of Credit" is back!

Imagine what a line of credit could do for your business.


Draw the funds you need to cover immediate needs like: payroll, fuel expenses, insurance premiums, down payments, repairs, emergencies, working capital, and more..


Credit lines up to $250,000!


Fast Approvals!


Only pay for what you use, No prepayment fees. Pay off anytime.


Minimum Qualifications:

  • 600+ FICO (We do a soft credit check)
  • BK is ok (Must be discharged more than 3 years)
  • 1 year time in business minimum
  • Monthly Revenue minimum requirement is $20k (Reflecting in your business bank account)
  • No Sole proprietors / partnerships - Only LLC’s & Corporations


No UCC lien filed on the business for lines of credit up to $150K.


Documentation Needed:

  • Completed (Signed) Application
  • Last 3 Months Business Bank Statements (All pages in PDF format)
  • Copy of your Drivers License


*** Please note, at this time we are not lending in: NV, ND, SD. ****


Once you submit your completed paperwork, our senior business loan consultant Mr. Cisco Gonzalez will reach out to you within the next business day of submission. If you need to get additional information, you can reach him at (562) 665-5397 via text, call, or email [email protected]


We look forward to a successful 2023!

Working Capital Loans

Minimum Qualifications:

  • $100,000 Annual Gross Revenues (Based on your last 3 months business bank statements)
  • 1 Year Time in Business Minimum
  • 600 FICO/Credit score Minimum (Soft Credit Check)


Loan Amount: $5K - $250K


Terms: Up to 24 months


Fast Funding: 24- 48 Hour Funding


Builds Business Credit: Yes, helps build business credit so that you can obtain better and bigger loan terms


Items Needed to Apply:

  • Simple One Page Application (Download here)
  • Last 3 Months Business Bank Statements (All Pages)
  • Copy of your Drivers License


Still have questions? You can reach out to our head of business financing operations Mr. Cisco Gonzalez (562) 665-5397 or [email protected]

Call Mon -Fri 0800 – 1800 hrs PCT

Long Term Business Loans

We have some exciting news to share with you, our "long term business loans" are back in business! These long term loans are great to refinance higher interest short term loans or if you just need working capital at a reasonable cost. 

We can have a pre-decision within 1 business day! 


  • To start your loan request please complete the application and submit your paperwork to [email protected] if you have follow up questions you may call or text Mr. Cisco at (562)665-5397 M-F 9am PST - 7pm PST

Key Highlights

  • Bank term loan amounts $30,000 - $500,000
  • Repayment terms from 2 - 10 years
  • Rates starting at 4.75%
  • Monthly Payments
  • No prepayment Penalties

Pre-Qualifications

  • 5 years time in Business
  • 660 FICO score (Personal) We do a soft inquiry
  • No bankruptcies or Foreclosures in the past 3 years
  • No defaults on government guaranteed loans
  • No outstanding Tax Liens
  • Minimum Annual Revenue of $100,000
  • Taxes must show profitability and demonstrate ability to payback

Paperwork Required

  • Most Recent 2 Years of filed tax returns - Personal & Business
  • Balance Sheet & Profit and Loss Statement dated within 90 days
  • Most Recent 6 Months business bank statements
  • Business Debt Schedule 

Apply Now! Or contact us for more information.


Download The Application

Our motto is, "Helping Others to Succeed in Business."


  • Working Capital Loans (Fast and minimal paperwork required; helps build business credit)
  • Equipment Loans (Trucks, Trailers, Reefers, Car haulers, and more...)
  • Business Lines of Credit (Only pay interest on the funds you draw from the LOC)
  • SBA Financing (great for refinancing other high-interest rates or/and want lower monthly payments)
Call Now

Call Mon -Fri 0800 – 1800 hrs PCT

562-665-5397

NTA Business Loan Form

Contact NTA if you have any Business Loan & Financing questions.

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